SFC — Hong Kong
宏利金融有限公司
Regulated
Manulife Review — Overview
Regulation
Tier-1 regulated
Licence
SFC
Licence status
Regulated
Instruments
Life protection, savings and retirement plans, health protection, MPF & ORSO
Operating
5-10 years
Main market
CA
Entity
宏利金融有限公司
Website
Unknown
Manulife is a forex & CFD broker based in Hong Kong, operating for 5-10 years. On Trust Broker Hub it holds a Trust Score of 3.8 out of 10, which we rate as Unrated — below the 5.3/10 average for brokers that hold a verified licence. Too little verified information to rate — that is not a warning about this firm, and not a green light either.
Crucially, Manulife is regulated by SFC, including at least one tier-1 regulator. Tier-1 regulation is the strongest sign of legitimacy: it normally requires segregated client funds, regular audits and access to a compensation scheme if the broker fails — meaningful protection for your money.
Manulife provides access to Life protection, savings and retirement plans, health protection, MPF & ORSO. Its detailed trading conditions — minimum deposit, spreads and maximum leverage — are not publicly disclosed, which lowers transparency. No complaints are currently on record. Overall, we hold too little verified information about Manulife to say whether it is safe. Verify its licence with the regulator directly before depositing anything.
Trust score breakdown
How is this calculated?
Weighted total
6.25
Data completeness
2 of 10 facts verified
20% ×0.60
Trust Score
3.8 / 10
We could verify only 2 of 10 facts about Manulife, so its score is scaled down. A missing licence, undisclosed trading terms or no track record cannot earn marks — absence of bad news is not evidence of safety.
Trust Score history
Manulife currently scores 3.8/10. The trend line will build here as the Trust Score is re-evaluated over time.
Pros
- Regulated by a tier-1 authority
- No unresolved complaints on record
- Listed in our verified broker directory
Cons
- Trading conditions and fees not publicly disclosed
- Always verify the licence directly before depositing
Regulation
Tier 1 · Top
Verified
Offshore (tier-3) regulators typically have lower capital requirements and no compensation scheme. Funds may not be protected if the broker fails.
Trading conditions
| Instruments | Life protection, savings and retirement plans, health protection, MPF & ORSO, ManulifeMOVE, investment products, tax-deductible products, general insurance |
| Minimum deposit | Not disclosed |
| Maximum leverage | Not disclosed |
| Typical spread | Not disclosed |
| Platforms | Not disclosed |
| Demo account | Not disclosed |
We mark unverified fields as “Not disclosed” rather than estimate them.
Our verdict on Manulife
Our analysis · editorial
3.8/10
Not enough verified information to rate
Manulife holds a tier-1 regulatory licence (SFC). It is based in Hong Kong. We hold too little verified information about Manulife to publish a verdict on it. Its Trust Score of 3.8/10 reflects that absence of evidence, not any finding against the firm — and it is not a clean bill of health either.
Strengths
- Authorised by a tier-1 regulator (SFC)
Watch-outs
- Always confirm the licensed entity covers traders in your country
Bottom line: We cannot vouch for this firm either way. Verify its licence with the regulator directly before depositing anything.
This is Trust Broker Hub's data-driven editorial assessment — not a user review. It is generated automatically from regulation, licensing, company age and complaint records, and updates as those change.
User reviews
5 0
4 0
3 0
2 0
1 0
Manulife — Questions & Answers
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Complaints & alerts
No complaints or regulator warnings on record
We monitor regulator alert lists and user reports. We'll flag Manulife here if that changes.
Full specifications
Regulated region
Hong Kong
Operating period
5-10 years
Main market
CA
License status
Regulated
Instruments
Life protection, savings and retirement plans, health protection, MPF & ORSO, ManulifeMOVE, investment products, tax-deductible products, general insurance
Frequently asked
Is Manulife a safe broker?
We hold too little verified information about Manulife to answer that. We have no regulatory licence, no published trading terms and no trader reviews on file for it, which is why it scores 3.8 / 10 — that reflects what we could not verify, not a finding against the firm. Having nothing on record is not evidence that it is safe. Verify its licence with the regulator directly before depositing anything.
How is the Manulife trust score calculated?
The score weighs five factors: regulation tier, transparency of disclosures, operating footprint, user sentiment, and complaint history. Each is scored out of 10 and combined into the overall figure shown at the top. Read our methodology.
What does "offshore regulated" mean?
It means the broker's licence comes from a jurisdiction with lighter requirements than tier-1 regulators like the FCA or ASIC. There's usually no compensation scheme, so recovering funds can be difficult if the broker fails.
Can I withdraw funds easily from Manulife?
Manulife doesn't publish detailed withdrawal terms, so we can't verify processing times or fees. Test with a small amount first and document every transaction.