FMA — New Zealand
PACIFIC FINANCIAL DERIVATIVES LIMITED
Regulated · No. 28944
PFD Review — Overview
Regulation
Tier-1 regulated
Licence
FMA · No. 28944
Licence status
Regulated
Platforms
MT4
Max. leverage
1:300
Instruments
Forex, Metals, Oil, Commodities
Typical spread
From 0.2 pips
Operating
Est. 2011
Main market
CN
Entity
PACIFIC FINANCIAL DERIVATIVES LIMITED
Website
Unknown
PFD is a forex & CFD broker based in New Zealand, established in 2011. On Trust Broker Hub it holds a Trust Score of 5.6 out of 10, which we rate as Fair — above the industry average of 3.3/10. Mixed profile — check regulation and conditions before depositing.
Crucially, PFD is regulated by FMA, including at least one tier-1 regulator. Tier-1 regulation is the strongest sign of legitimacy: it normally requires segregated client funds, regular audits and access to a compensation scheme if the broker fails — meaningful protection for your money.
PFD provides access to Forex, Metals, Oil, Commodities. Published conditions include leverage up to 1:300. No complaints are currently on record. Overall, PFD has a mixed profile: check its regulation and conditions carefully before depositing.
Trust score breakdown
How is this calculated?Trust Score history
PFD currently scores 5.6/10. The trend line will build here as the Trust Score is re-evaluated over time.
Pros
- Regulated by a tier-1 authority
- No unresolved complaints on record
- Listed in our verified broker directory
Cons
- Always verify the licence directly before depositing
Regulation
Tier 1 · Top
Verified
Offshore (tier-3) regulators typically have lower capital requirements and no compensation scheme. Funds may not be protected if the broker fails.
Trading conditions
| Instruments | Forex, Metals, Oil, Commodities, CFDs, Indices, and Futures |
| Minimum deposit | Not disclosed |
| Maximum leverage | 1:300 |
| Typical spread | From 0.2 pips |
| Platforms | MT4 |
| Demo account | ✔ |
We mark unverified fields as “Not disclosed” rather than estimate them.
Our verdict on PFD
Our analysis · editorial
5.6/10
A mixed risk profile
PFD holds a tier-1 regulatory licence (FMA). Based in New Zealand, it has been operating for about 15 years. We have no complaints on record against it. Weighing regulation, track record and complaint history, our Trust Score is 5.6/10 — a mixed profile.
Strengths
- Authorised by a tier-1 regulator (FMA)
- Long 15-year operating track record
- No complaints on record with us
- Supports MT4 trading
Watch-outs
- Always confirm the licensed entity covers traders in your country
Bottom line: Proceed with caution: start with a small deposit and test a withdrawal early.
This is Trust Broker Hub's data-driven editorial assessment — not a user review. It is generated automatically from regulation, licensing, company age and complaint records, and updates as those change.
User reviews
5 0
4 0
3 0
2 0
1 0
PFD — Questions & Answers
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Complaints & alerts
No complaints or regulator warnings on record
We monitor regulator alert lists and user reports. We'll flag PFD here if that changes.
Full specifications
Regulated region
New Zealand
Operating period
10-15 years
Main market
CN
Licensed entity
PACIFIC FINANCIAL DERIVATIVES LIMITED
License status
Regulated
Instruments
Forex, Metals, Oil, Commodities, CFDs, Indices, and Futures
Year founded
2011
Frequently asked
Is PFD a safe broker?
PFD scores 5.6 / 10 on our Trust Score, above the 3.3 industry average. It holds tier-1 regulation, which offers strong investor protection. It has no complaints on record. Trade only with funds you can afford to lose.
How is the PFD trust score calculated?
The score weighs five factors: regulation tier, transparency of disclosures, operating footprint, user sentiment, and complaint history. Each is scored out of 10 and combined into the overall figure shown at the top. Read our methodology.
What does "offshore regulated" mean?
It means the broker's licence comes from a jurisdiction with lighter requirements than tier-1 regulators like the FCA or ASIC. There's usually no compensation scheme, so recovering funds can be difficult if the broker fails.
Can I withdraw funds easily from PFD?
PFD publishes some trading terms, but always confirm withdrawal fees directly. Test with a small amount first and document every transaction.